Cost of Assisted Living in Gilbert, AZ
The average cost of assisted living in Gilbert is $4,600/month, with options ranging from $3,400 to $7,000 depending on room type and level of care. Gilbert assisted living costs average $100/month above the national average, reflecting the newer, higher-quality facilities in this fast-growing community.
Gilbert Assisted Living Cost by Room Type
The biggest factor in monthly cost is the type of room. Here's what to expect in Gilbert for 2026:
| Room Type | Monthly |
|---|---|
| Shared Room | $3,400 |
| Private Studio | $4,200 |
| One Bedroom | $4,900 |
| Two Bedroom / Suite | $6,400 |
| Memory Care | $5,800 |
Costs are estimates based on 2026 market data. Actual prices vary by facility, amenities, and care level.
How Gilbert Compares to Nearby Cities
See how assisted living costs in Gilbert stack up against other Phoenix metro cities.
What Affects the Cost in Gilbert?
- 1Level of care needed — higher acuity means higher monthly cost
- 2Room type and size — newer construction means more spacious units
- 3Gilbert's safety reputation commands slightly higher rates
- 4Proximity to Banner Gateway Medical Center
- 5Modern memory care programs with specialized staffing
- 6Community size — boutique facilities (under 20 beds) are growing
How to Pay for Assisted Living in Gilbert
Most families use a combination of funding sources. Here are the options available to Gilbert residents:
Private Pay
Personal savings, retirement funds, or family contributions
Most common — covers 100% of costs
ALTCS (Arizona Medicaid)
Arizona's long-term care Medicaid program for qualifying residents
Limited acceptance; newer facilities may not participate
Veterans Benefits (Aid & Attendance)
VA pension benefit for wartime veterans or surviving spouses
Up to $2,431/mo for veterans, $1,318/mo for surviving spouses
Long-Term Care Insurance
Private insurance policies purchased before needing care
Widely accepted at Gilbert facilities
Life Insurance Conversion
Convert an existing life insurance policy into care funding
Can unlock 50-75% of policy face value
Home Equity (Reverse Mortgage)
Use home equity to fund care while keeping the home
Must be 62+ and own home; funds vary by equity
5 Ways to Reduce Assisted Living Costs
Choose a shared room
Shared rooms in Gilbert can save $500-$1,200/month compared to private rooms.
Apply for ALTCS early
Arizona's Medicaid program takes 45-90 days to process. Start the application before you need care.
Ask about move-in specials
Many facilities offer the first month free or reduced community fees for new residents.
Consider smaller group homes
Licensed group homes with 10-15 residents often cost 20-30% less than large communities.
Get a free cost assessment
Our advisors know the actual (not listed) prices at every facility and can find options in your budget.
Frequently Asked Questions
How much does assisted living cost in Gilbert?
The average cost of assisted living in Gilbert is $4,600 per month in 2026. Costs range from $3,400 for shared rooms to $7,000 for premium private suites. Memory care averages $5,800/month.
Does Medicare pay for assisted living in Gilbert?
No, Medicare does not cover assisted living. However, Arizona's ALTCS (Medicaid) program does cover assisted living for qualifying residents. Other options include VA benefits, long-term care insurance, and life insurance conversion.
What is included in the monthly cost?
Most assisted living facilities in Gilbert include room and board, three meals daily, medication management, personal care assistance, housekeeping, laundry, activities, and 24/7 emergency response. Some communities charge extra for higher levels of care or specialized services.
Is Gilbert expensive compared to other cities?
Gilbert assisted living costs average $100/month above the national average, reflecting the newer, higher-quality facilities in this fast-growing community. The national average for assisted living is $4,500/month.
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Gilbert Cost Summary
- Average Cost
- $4,600/mo
- Low End
- $3,400/mo
- High End
- $7,000/mo
- Memory Care
- $5,800/mo
- National Avg
- $4,500/mo
- Facilities
- 18+
Get a Free Cost Estimate for Gilbert
Our advisor knows the actual pricing at every facility in Gilbert — not just the listed rates. Tell us your budget and we'll find the best match.